Navigating Property Rates Fixed vs. Variable Dilemma

Fixed Rates Stability: Monthly payments remain constant, ensuring budget stability and predictability.
Variable Rates Flexibility: Fluctuates with market conditions, potentially offering lower costs but increased uncertainty.
Risk and Financial Stability: Fixed suits risk-averse investors; variable appeals to risk-tolerant, budget-flexible individuals.
Economic Climate Impact: Fixed protects in rising rates; variable may benefit in a falling rate environment.
Split Loans Option: Some lenders offer a mix, allowing stability and flexibility in a single loan.