How to buy a house: 16 necessary steps to become a homeowner

Buying a house involves several steps, including determining affordability, checking credit score, saving for a down payment, choosing a mortgage type, getting preapproved, house hunting, finding a real estate agent, making an offer, inspecting the home, getting it appraised, negotiating repairs, securing homeowners insurance, finalizing financing, doing a final walkthrough, and attending the closing. It is important to carefully consider each step to successfully purchase a home.